For e-commerce & DTC

Pay every overseas supplier without paying your bank twice.

Junto reads your supplier payables straight from your ledger, nets them by currency, and runs one optimized payout per batch — so thin product margins stop leaking on FX.

On a typical month
€1,300
kept on a €140k month across three currencies
3
payouts instead of forty separate wires
0
manual matching before month-end close

Illustrative figures based on typical bank spreads and per-wire fees. Your actual result depends on your providers.

Sound familiar?

Margin dies by a thousand small fees.

High invoice counts, seasonal spikes and single-digit product margins make per-invoice pricing the worst possible shape for your cost base.

01

Invoice count, not volume, drives your cost

Forty supplier invoices means forty fixed fees. The bank charges the same €18 whether the invoice is €400 or €40,000.

02

Peak season multiplies the problem

Restocking before Q4 doubles your payment runs at exactly the moment nobody has time for them.

03

Multi-currency sourcing is the norm

USD to Asia, EUR within Europe, GBP to the UK — three spreads, applied separately, every single month.

04

Close is blocked on reconciliation

Someone matches bank lines to bills by hand before the books can shut.

How Junto fits

Built for high-count payables.

01

Batch the long tail

Small invoices stop being expensive: one fee per currency batch, not one per supplier.

02

Time the value date

Group by currency and value date so restocking payments land when your cash flow expects them.

03

Close on time

Payments, postings and matched transactions write back automatically, so reconciliation is done when the run is.

E-commerce · placeholder
“We pay 60-odd suppliers across four currencies. Junto turned our monthly payment run from half a day into one approval, and we are keeping about €4,200 a quarter.”
MR
Marta Riedl
Finance Lead · DTC brand

Illustrative — placeholder testimonial pending customer approval.

Estimate your savings

See what Junto keeps in your pocket.

Move the sliders to match your monthly payables. The estimate updates live.

48
€2,800
4
Paying each invoice€0/mo
With Junto€0/mo
Estimated annual savings
€0

That's €0 back every month, and0% off your current cross-border cost.

Saved on FX spread€0/mo
Saved on transfer fees€0/mo
Connect your accounting →

Illustrative estimate based on typical bank spreads (~1.9%) and per-wire fees.

Stop overpaying on every supplier invoice.

Connect your accounting system and see your savings in minutes. No migration, no new bank account.

Two-way ERP sync · Funds moved by licensed partners · Cancel anytime