Cross-border payables, pooled and optimized

Pay the world like a corporate treasury.

Junto reads the foreign invoices already sitting in your accounting system, nets them by currency, and runs one optimized payout per batch. The rates and fees big treasuries get, for finance teams of three.

Two-way ERP syncLicensed payment partnersNo new bank account
Auto-reconciled
postings back to Xero
Connects toQuickBooksXeroDATEVNetSuitePays inEUR · USD · GBP · CHF · SEK · NOK · DKK · PLN · CZK · HUF · RON · TRY · JPY · CNY · CNH · HKD · SGD · INR · IDR · PHP · VND · THB · MYR · KRW · AED · SAR · ILS · EGP · MAD · KES · NGN · GHS · ZAR · TZS · UGX · XOF · XAF · BRL · MXN · CLP · COP · PEN · CAD · AUD · NZD
The arithmetic

40 invoices shouldn't mean 40 wires.

Paid one by one, every foreign invoice carries its own marked-up spread and its own fixed fee. The cost scales with your invoice count, not your volume — which is exactly backwards.

Todayinvoice by invoice
40
separate wires, every month

40
FX spreads, each marked up

40
fixed fees, €15–25 regardless of size

Hours
of manual matching at month end
With Juntopooled & netted
3
currency batches, netted automatically

1
optimized rate per currency

1
payout fee per batch, not per invoice

Zero
manual reconciliation — postings write back
How it works

From open invoices to one approval.

No migration, no new bank account. Junto sits alongside the ledger you already keep.

01

Connect your ERP

QuickBooks, Xero, DATEV or NetSuite in minutes. Scoped, encrypted, two-way.

02

We pool your payables

Open supplier invoices are read, netted and grouped by currency and value date.

03

See the savings

A locked quote per batch, next to what the same run costs invoice by invoice.

04

Approve one payout

One click per currency. Licensed partners move the funds; postings return to your books.

Many invoices
Supplier · $5,400
Supplier · €3,180
Supplier · £2,050
Supplier · €1,920
Three batches
EUR · 18 Jul
€38,400
USD · 18 Jul
$41,250
GBP · 25 Jul
£26,900
One approval
Saved this run
€1,320
One instruction per currency, executed by a licensed partner.

Save on FX & fees

Treasury-grade rates and one fee per batch instead of per invoice. The difference stays in your margin.

No more payment runs

Dozens of manual wires collapse into a single approval per currency. An afternoon becomes a minute.

Inside your stack

Payments, postings and audit entries write back to the ledger you already keep. No exports, no double entry.

Currency coverage

140+ currencies. 180+ countries.

Through our licensed payment partners, Junto batches and settles in the majors and the hard-to-reach markets alike — including local-currency delivery where a wire would normally fail or arrive short.

Local-currency deliveryRate locked before you approve

Europe

17

EUR · GBP · CHF · SEK · NOK · DKK · PLN · CZK · HUF · RON · BGN · ISK · TRY · UAH · RSD · BAM · ALL

Asia

30

CNY · CNH · JPY · HKD · SGD · KRW · TWD · INR · IDR · PHP · VND · THB · MYR · BDT · PKR · LKR · NPR · KHR · LAK · MNT · KZT · UZS · GEL · AMD · AZN +5 more

Sub-Saharan Africa

38

ZAR · NGN · KES · GHS · TZS · UGX · RWF · XOF · XAF · ETB · ZMW · MZN · MUR · BWP · NAD · MWK · AOA · CDF · SCR · CVE +18 more

Middle East & N. Africa

16

AED · SAR · QAR · KWD · BHD · OMR · ILS · JOD · EGP · MAD · TND · DZD · LYD · LBP · IQD · YER

Americas

28

USD · CAD · MXN · BRL · CLP · COP · PEN · ARS · UYU · PYG · BOB · CRC · GTQ · DOP · JMD · TTD · BBD · BSD · HNL · NIO +8 more

Oceania

9

AUD · NZD · FJD · PGK · SBD · TOP · VUV · WST · XPF

Coverage is provided through Junto's licensed payment partners and is subject to change. Some corridors require pre-approval.

Trust & security

Software that instructs. Licensed partners that move.

Junto optimizes and instructs payments. Regulated payment partners execute every transfer. We never hold your funds and we are not a bank.

GDPR compliantEU data residencyEncrypted end to end

Licensed partners move funds

Money flows over regulated rails. Junto instructs — it never touches or holds your cash.

Scoped, encrypted two-way access

Junto reads open invoices and writes back payment postings, audit-file entries and matched transactions — nothing beyond the scopes you grant.

You approve every payout

Nothing moves without sign-off. Full audit trail on every batch and every approver.

Integrations

Plugs into the books you already keep.

QuickBooksComing soon
XeroComing soon
DATEVComing soon
NetSuiteComing soon

Sage and Exact next, plus an open API for everything else.

Pricing

Always cheaper than paying per invoice.

No subscription lock-in. You keep the lion's share of every euro saved — Junto only earns when you do.

Your current per-invoice cost
~1.9% + €18
With Junto
A small share of savings

Batched rate plus one payout fee per currency. Priced so the run is always cheaper than doing it yourself.

See full pricing →
In their words

Finance teams paying the world.

“We pay 60-odd suppliers across four currencies. Junto turned our monthly payment run from half a day into one approval — and we’re keeping about €4,200 a quarter.”
MRMarta RiedlFinance Lead · e-commerce
“The postings flowing straight back into Xero is the part my controller loves. No more matching wires by hand at month end.”
JDJonas DevlinCOO · creative agency
“We import from three continents. One optimized rate per currency instead of whatever our bank felt like charging is real money back in the business.”
ACAisha ChowdhuryFounder · importer

Illustrative — placeholder testimonials pending customer approval.

Estimate your savings

See what Junto keeps in your pocket.

Move the sliders to match your monthly payables. The estimate updates live.

48
€2,800
4
Paying each invoice€0/mo
With Junto€0/mo
Estimated annual savings
€0

That's €0 back every month, and0% off your current cross-border cost.

Saved on FX spread€0/mo
Saved on transfer fees€0/mo
Connect your accounting →

Illustrative estimate based on typical bank spreads (~1.9%) and per-wire fees.

Stop overpaying on every cross-border invoice.

Connect your accounting system and see your savings in minutes. No migration, no new bank account.

Two-way ERP sync · Funds moved by licensed partners · Cancel anytime