Integrations
Both sides of the trade
Junto sits between the system where your cross-border invoices already live and the providers who want to price them. One side reads exposure. The other side bids for it. Nothing on this page is a partnership announcement — statuses say exactly how far each integration has been built.
Filter the catalog
45 systems · 40 providers
- Live · Beta
- Built, and proven end to end.
- In development
- Being written now.
- Coming soon
- On the roadmap, or written and held until terms are signed.
- On the list
- Researched, unscheduled — design-partner demand moves these up.
Where your exposure lives
Junto connects read-only first: it watches foreign-currency bills and invoices, and writes nothing back until you ask it to. QuickBooks Online is the platform the v1 pipeline runs on end to end.
Small-business accounting16
QuickBooks Online
BetaThe v1 platform. Junto reads bills and invoices over the Accounting API, follows webhooks plus change-data polling, and writes the ranked recommendation onto the bill itself.
Xero
Coming soonSecond platform, and the cleanest approval signal of any small-business ledger: bills move draft → submitted → authorised, which Junto can anchor an approval to without inventing one.
bexio
On the listSwiss small businesses are structurally multi-currency, so exposure per customer runs high relative to company size. OAuth plus OpenID Connect, with documents and comments writable.
DATEV Unternehmen online
On the listThe gateway to German mid-sized bookkeeping, but access runs through a paid developer subscription and the data model is document-centric and mediated by the tax adviser.
e-conomic
On the listWide Danish and Nordic install base with real EUR and USD payables. Auth predates OAuth — a paired app and agreement token — so onboarding UX needs its own design.
Exact Online
On the listBenelux mainstay with genuine cross-border payables, webhooks, and documents that can be attached to purchase entries. Tenancy is division-scoped, which adds routing work.
Fortnox
On the listSwedish market leader whose supplier invoices carry an explicit approval and booking state. Its scopes grant read and write together, which complicates a strictly read-only start.
FreeAgent
On the listClean REST API with a sandbox, aimed at UK micro-businesses and contractors — usually too little cross-border payables volume for netting to pay for itself.
Lexware Office
On the listGerman small-business ledger with a public partner API and event subscriptions for new vouchers. Attachment write-back is possible; structured note fields are thin.
MYOB Business
On the listAustralian and New Zealand importers carry steady foreign-currency payables. Cloud company files are reachable over REST; desktop files sit behind a local bridge, so coverage is partial.
Odoo
On the listFull read and write access to vendor bills, chatter notes and attachments through the external API. No outbound webhooks, and self-hosted installs need a customer-side network path.
Pennylane
On the listFast-growing French ledger with an OAuth external API and a documented scope for attaching files to supplier invoices — a natural home for a written-back recommendation.
Sage Accounting
On the listPurchase invoices and attachments over a documented REST API. Tight daily call limits shape how change detection has to work, so polling design matters more here than elsewhere.
sevDesk
On the listVouchers and invoices over a straightforward REST API, but no webhooks at all: change detection would be scheduled polling, and auth is a static per-user token.
Tripletex
On the listNorwegian ledger with a native attestation model, which is exactly the approval anchor Junto looks for. Session-token auth rather than OAuth makes multi-tenant onboarding custom work.
Zoho Books
On the listOne of the few small-business ledgers with explicit approve and submit-for-approval actions in the API, which makes the approval anchor Junto needs a first-class object rather than a guess.
Mid-market ERP7
Acumatica
On the listOutbound push notifications give change capture without polling, and AP bills accept notes, attachments and custom fields. Deployments are often partner-hosted, so endpoints vary per customer.
Dynamics 365 Business Central
On the listPurchase invoices, attachments and approval workflow over a stable REST API with real webhook subscriptions — subscriptions expire every few days, so renewal logic is part of the build.
Dynamics 365 Finance
On the listBroad vendor-invoice data over OData entities, with attachments and approval state available. Change capture runs through business events into the customer’s own Azure plumbing.
NetSuite
On the listThe strongest data fit on this page: multi-currency vendor bills, native approval routing, and custom body fields built to hold exactly the kind of recommendation Junto writes back.
Sage Intacct
On the listOne of the few platforms that closes the whole loop natively: REST API, documented webhooks, attachments on AP bills, and a real bill-approval workflow to bind the approval to.
SAP Business One
On the listPurchase invoices and user-defined fields over the OData service layer. Nearly every install is on-premise or partner-hosted, so it needs a customer-side connector rather than a hosted app.
Unit4 ERP
On the listServices and public-sector base with a strong native invoice-approval workflow, but API access and documentation sit behind a partner programme rather than open self-service.
Enterprise ERP4
Infor CloudSuite
On the listA single API gateway fronts several distinct ERP lines, with per-tenant credentials issued inside the customer’s own portal and change capture through document flows rather than webhooks.
Oracle Fusion Cloud ERP
On the listPayables invoices expose descriptive flexfields and attachments — a natural home for a ranked recommendation — and approval is a native workflow whose status can be queried.
SAP S/4HANA
On the listHighest cross-border payables volume per customer of anything listed here. Public cloud is API-first; private and on-premise estates need integration middleware, so no two builds match.
Workday Financial Management
On the listSupplier-invoice coverage still leans on the older SOAP web services with a dedicated integration user, and every tenant needs its own security configuration before anything can be read.
Treasury management7
Agicap
On the listContinental European cash management for mid-sized companies, with an open REST API. Overlaps Junto on cash visibility, so positioning matters as much as the integration.
GTreasury
On the listLarge bank and ERP connectivity library, but developer documentation is not public — capability has to be confirmed under agreement before any effort estimate is credible.
ION Treasury
On the listFour separate product lines behind one name, each with its own integration surface and no public developer portal. Treat any estimate as per-product until proven otherwise.
Kyriba
On the listThe best-documented treasury API here: open developer portal, sandbox and OAuth. Holds exposures and payments rather than source bills, so it complements the ledger read instead of replacing it.
Nomentia
On the listNordic cash and payments hub sitting between ERP and banks. A plausible distribution partner; the API surface is not publicly documented enough to scope a build from outside.
TIS
On the listAggregates payment files out of several ERPs into the banks — adjacent enough to overlap Junto, which makes the relationship a commercial question before a technical one.
Trovata
On the listGenuinely API-first with an open developer hub, but its data model is bank cash rather than payables — useful context for netting, not a source of the bills themselves.
AP automation & spend8
Basware
On the listLarge European e-invoicing network with genuine cross-border volume. Credentials are issued through a delivery consultant rather than self-service, and endpoints are region-pinned.
BILL
On the listBill approval workflows are first-class API objects, giving an unambiguous approval anchor. The payables base is heavily US-domestic, so the cross-border share is thinner than the logo count suggests.
Coupa
On the listThe cleanest approval signal of any platform researched: approvals are their own API resource that can be queried and acted on, sitting on a multinational base with real cross-border spend.
Medius
On the listIts entire product is invoice approval routing on top of ERPs, so the approval state Junto needs certainly exists — the open question is access, which is partner-gated.
Payhawk
On the listEuropean multi-entity customers with real currency mix, a documented REST API, webhooks and writable custom fields. Auth is account-scoped API keys rather than multi-tenant OAuth.
Ramp
On the listModern developer experience — scoped OAuth, a seeded sandbox, webhooks and an app directory. Bills created through the API skip the draft state, which changes where an approval can bind.
Stampli
On the listEvery invoice already carries a comment thread where approvers talk, which is an unusually good place for a ranked recommendation to appear. Almost entirely US-domestic volume.
Tipalti
On the listBuilt for global mass payouts, so its customers carry an unusually high share of foreign-currency payables — the highest concentration of relevant volume in this category.
Unified accounting APIs3
Codat
On the listFastest route to breadth across the major ledgers at once. The catch is that approval status and note write-back are exactly the fields a lowest-common-denominator model tends to drop.
Merge
On the listWidest connector catalogue, and its passthrough endpoint is an escape hatch for the note and attachment calls the common model omits. Accounting depth is shallower than the specialists.
Rutter
On the listThe strongest write path of the unified APIs, and it reaches the awkward ledgers — NetSuite, Intacct, QuickBooks Desktop — for a fraction of the effort of building each one directly.
Who competes for it
Every provider below is a candidate counterparty for a quote round, not a partner. An adapter only serves clients once that provider's API terms permit comparison use and it passes Junto's conformance suite — until then it stays refused at runtime, by code rather than by policy. The pipeline itself already runs end to end against Junto's own sandbox provider, which is a simulator and never quotes a real trade.
The last group is different in kind: those are independent rate sources, not counterparties. A saving is only a saving against a benchmark nobody in the round controls.
Corporate FX brokers13
Ebury
Coming soonSecond adapter target. Public API docs cover firm quotes, spot and fixed forwards, an embedded-finance partner model, and payee verification checks in the same call flow.
moneycorp
Coming soonThird adapter target. Aggregates rates from a panel of partner banks and carries an unusually deep hedging shelf; API documentation is issued only after account approval.
OFX
Coming soonFirst adapter target. Its public developer portal splits quotes from deals — request a quote, then book it to lock the rate — which is the shape a quote round needs.
Bound
On the listHedging-first and built to be embedded in someone else’s product, which is a structurally good match for a quote round. Recently funded and scaling.
Clear Treasury
On the listMid-sized broker marketing an automated FX payments API for embedding into a customer’s stack. Nothing is published publicly, so API depth is unverified.
Convera
On the listPublic docs describe a quote held firm for a short window and a documented agent model where a partner processes payables for many end customers.
Corpay Cross-Border
On the listNow holds Cambridge, AFEX, Global Reach and Alpha under one roof. Public docs, firm quotes that expire loudly rather than silently, and a partner id linking many client accounts.
Currencies Direct
On the listLarge private-client and small-business book, reaching accounting software through prebuilt connectors rather than a documented quote-and-execute API.
Equals Money
On the listPost-merger platform exposing ledgers, conversion and payouts as API primitives. The platform is mid-consolidation, so API stability is worth confirming before committing.
IFX Payments
On the listSells wholesale FX infrastructure to other payment firms, with an explicit white-label partner structure. No public specification, so depth needs a discovery call.
Monex
On the listUnusually complete API surface for a broker — quotes, fixed and window forwards, beneficiary management, payment tracking — including a documented path into SAP.
Privalgo
On the listPositions itself as FX infrastructure rather than a dealing desk, with API-led messaging around high-volume payment workflows. Developer docs are not public.
Vitesse
On the listPublic docs, real-time or pre-agreed rates, and payout reach far beyond its currency hold list — a better fit for the settlement leg than for the pricing leg.
Payment platforms10
Airwallex
On the listGuaranteed executable rates with a lock window the caller chooses, from minutes to a full day, plus forwards and connected sub-accounts for platforms. Docs are fully public.
Banking Circle
On the listA licensed bank publishing an actual request-for-quote workflow — firm, one- or two-sided prices — which mirrors how a competitive quote round is meant to work.
Currencycloud
On the listHouse and sub-account structure built for one integration serving many end clients. Now being consolidated into its parent’s wider payments platform, so roadmap risk applies.
dLocal
On the listSpecialist for emerging-market corridors where the mainstream brokers have no local rail. FX is applied inside the payout call rather than quoted separately.
Nium
On the listDocuments the exact pattern Junto needs: lock a rate for a chosen period, show it to the person who decides, then convert — with a long-standing multi-client partner model.
Rapyd
On the listGet a rate, then confirm the payout as a separate step — a two-stage flow that maps onto an approval gate. The rate is a point-in-time price rather than a firm timed quote.
Revolut Business
On the listReachable only as an account the customer already holds and connects themselves — the business API authenticates one account at a time, with no partner structure behind it.
Thunes
On the listLast-mile reach into corridors mainstream brokers do not serve — bank, wallet and cash payout. Quotation objects carry a locked rate, but the shape is remittance, not hedging.
TransferMate
On the listUnusually broad licence footprint and currency list, sold as white-label infrastructure to software providers, with endpoints to review a rate and then lock it to a payment.
Wise Platform
On the listThe clearest public documentation in the category: authenticated quotes lock rate and fee before a transfer, with three defined models for who performs customer checks.
Banks8
Barclays
On the listPublishes an FX rates API on its developer exchange, but corporate execution stays portal-led — closer to a rate reference than a programmatic counterparty.
Citi
On the listUnmatched onshore execution in restricted-currency markets, delivered into a customer’s ERP or treasury system through their own single-dealer entitlement.
Deutsche Bank
On the listOne of the few banks exposing both market data and trade execution over a documented API, alongside a separate payment-embedded FX product aimed at payables.
Goldman Sachs Transaction Banking
On the listThe cleanest bank-side quote semantics published anywhere: create a trade quote, then accept it, plus held rates for a pre-agreed window. Access needs a banking relationship.
HSBC
On the listPublishes guaranteed rate lists to be fetched before a batch of payments — a good structural match for netted batches, reachable through the customer’s own entitlement.
J.P. Morgan Payments
On the listPublic developer portal and sandbox, with FX delivered as entitled rate sheets per account. Realistic where a customer already banks here and Junto acts on their entitlement.
Santander PagoNxt
On the listMarkets transactional FX built into the payment call, with the rate visible before commitment. Note the group also owns a majority of Ebury, so the two are one relationship.
Standard Chartered
On the listThe strongest bank for Asian, African and Middle-Eastern restricted currencies, with a public sandbox that makes technical evaluation cheap even where access is gated.
Multi-dealer venues3
360T
On the listA multi-dealer request-for-quote venue: architecturally the closest thing to what Junto does, for corporates large enough to hold their own bank credit lines. No payout rails.
Bloomberg FXGO
On the listMulti-bank execution for firms already inside the terminal. Entitlement rules make the prices hard to surface anywhere else, which limits what Junto could show.
FXall
On the listInstitutional multi-dealer platform with a dedicated corporate-treasury proposition. Prices come from the dealers; settlement stays bilateral, so a payout provider is still needed.
Independent benchmark rates6
Bloomberg BFIX
On the listAn administered benchmark with published methodology and fixings for spot, forwards and non-deliverable currencies — the audit-grade tier, at licence-tier cost.
ECB reference rates
On the listFree, public, unimpeachable, and published once each working day. Ideal for day-level audit trails; a single daily point cannot price an intraday quote round on its own.
OANDA Exchange Rates
On the listCommercial intraday mid with deep history and central-bank sourcing for compliance use — the pragmatic feed for scoring quotes and for reconstructing what a rate was later.
Open Exchange Rates
On the listCheap and quick to integrate, which makes it the sensible starting benchmark. Aggregated sourcing means it is weaker than an administered benchmark when a rate is disputed.
WM/Refinitiv FX Benchmarks
On the listThe regulated benchmark a finance team already recognises, and the most defensible number to put in front of a CFO who disputes a rate. Licensing is the expensive part.
Xe Currency Data
On the listThe widest currency coverage of the mainstream mid-market feeds, refreshed through the day. Its parent also owns a money-transfer business, which is worth knowing.
Need one that isn't built yet?
The order of this list is set by design partners, not by us. Tell us which system your payables live in and which providers you already trade with, and we will tell you honestly where that sits.
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